If you are facing the threat of lawsuits, garnishments, foreclosures, tax levies or constant and embarrassing phone calls from creditors, you need a strong, trusted and experienced bankruptcy attorney who will explain all of your options, answer all of your questions and concerns, and—most importantly—guide you through the bankruptcy process from start to finish to protect you from your creditors. Knowledgeable Oakland County bankruptcy lawyer Ronald S. Siegel has more than 30 years of experience helping people in the greater metropolitan Detroit area reduce or eliminate burdensome debt through Chapter 7 and Chapter 13 of the federal bankruptcy code.
Attorney Ronald S. Siegel has an open door for all of his clients and is always just a quick phone call or office visit away to answer all of your questions and advise you as to which type of bankruptcy is best suited to provide you maximum protection. He will analyze your eligibility for Chapter 7 or Chapter 13 and assess whether bankruptcy would be the best solution for you. He will explain the benefits and drawbacks of each in clear and easy-to-understand terms so that you have a thorough understanding of all of your rights and responsibilities. Based on his extensive experience in Chapter 7 matters and Chapter 13 matters, he will put his knowledge, skill, reputation and experience to work for you to formulate a plan that will protect you and your family during financially difficult times. And if you are a business owner, he can also help protect you under Chapter 11 of the federal bankruptcy code.Exploring Non-Bankruptcy Alternatives
While bankruptcy may be the best option for many people, it is not necessarily the only option. It may, for instance, be in your best interests to negotiate with creditors to settle debts for amounts less than what the creditor says is owed, thus helping to relieve some of your financial strain. And the nature or type of debt may dictate whether bankruptcy is the best solution. For instance, if the bulk of your financial obligations stem from past due child support or alimony obligations, bankruptcy may not be the best solution because domestic support obligations are typically not dischargeable under federal bankruptcy law. On the other hand, if you have a mix of consumer debts, such as credit cards and medical expenses, a discharge of those debts under Chapter 7 or Chapter 13 will eliminate debt, get creditors off of your back and provide you with much-needed relief. In most cases, you can retain such important possessions as your car or home if you make the payments on the debts secured by those assets.
Attorney Ronald S. Siegel personally handles each of his cases, going through a careful analysis together with each client to assess whether bankruptcy is the right solution and, if so, whether Chapter 7 or Chapter 13 of the federal bankruptcy code best addresses the client’s needs and goals. He directly handles each case from start to finish, and starts his representation even before the case is filed. Attorney Ronald S. Siegel and his staff foster, encourage, and develop a personal, first-name working basis with each client. Deciding to file for federal bankruptcy protection is not easy and often causes anxiety, fear, uncertainty, embarrassment, and vulnerability. With the knowledge, steady hand, and reassurance of attorney Ronald S. Siegel, however, you will be able to put your financial worries behind you.Contact an Oakland County Lawyer About a Bankruptcy Matter
At Ronald S. Siegel, P.C., we will be at your side every step of the way in your bankruptcy case. From the first meeting, through preparation and filing of the petition and schedules, the meeting of creditors and securing the Order of Discharge, we will be there to protect and advise you in easy, plain and understandable terms. To get started on exploring your options, call Oakland County attorney Ronald S. Siegel at (248) 646-4600 or contact us online. We represent people who need a consumer rights attorney in Farmington Hills, Pontiac, Southfield, Waterford, Detroit, Livonia, Dearborn, Flint, Sterling Heights, and Roseville, as well as elsewhere in Oakland, Wayne, Macomb, Genesee, Livingston, and Washtenaw Counties.